KST Credit is a licensed moneylender registered with the Insolvency & Public Trustee’s Office. (License No. 75/2018)
If you are considering to apply for a personal loan, you should approach a licensed Moneylender approved by the Ministry of Law, and registered with the Insolvency & Public Trustee’s Office.
It is important to only borrow what you can repay.
You should consider these before applying for a loan from a licensed Moneylender:
- Never borrow to pay off another debt
- If you are unable to fulfill the contractual terms, the late payment and interest fees will be a financial strain not just on yourself, but also on your family
- Make sure you fully understand the terms of the contract, in particular, the repayment schedule, the interest rate charged, and fees applicable.
How do I know if a Moneylender is licensed?
You can check the list of moneylenders on the Registry of Moneylenders’ website.
As a Licensed Moneylender, KST Credit is regulated under the Ministry of Law. Our policies are aligned with the latest laws that protect you as a borrower.
How much can I borrow?
Depending on your income, there are limits on how much you can borrow, and how much interest you can be charged.