KST Credit offers aspiring entrepreneurs and veteran business owners viable corporate loan options to finance your business.
If you need cash to expand your company, purchase new equipment, tide through a rough business period by raising working capital to secure your company’s future – our business loan solutions give you the much needed capital to keep your business going.
Why borrow a Business Loan with KST Credit?
Approval within 24 hours
KST Credit provides corporate loan solutions to all business owners in Singapore. Fast Approval, hassle-free.
Business-friendly Loan
Borrow up to 6X your monthly salary
Speak with our credit consultants to find out more.
Enjoy processing fee waiver*
Enjoy up to 100% fee waiver for a limited period, when you apply for a KST Credit business loan with us.
Eligibility
Required Documents:
- ACRA Documents
- Minimum 2 months of company bank statements
- Corporate and income Tax assessment
Status: Singaporeans, Permanent Residents, and Foreigners
Age: 21 – 65
Employment Status: Full-time or Self-employed
Documents needed:
- NRIC/FIN/Passport
- Official company payslip – 3 Month minimum
- Official CPF Statement containing a record of contribution – 3 months minimum
- Latest Income Tax assessment record
Other benchmarks considered:
- Employment stability
- Fixed pay schedule
- Job position and job description officially documented in an appointment letter
Status: Singaporeans, Permanent Residents, and Foreigners
Age: 21 – 65
Employment Status: Full-time or Self-employed
Minimum requirements:
- Your current line of work should be a sales role, such as Business Development, Client Services or related
- Agents involved in insurance and real estate are welcome to apply
- You are part of a legitimate company
- Your commission reflects the company’s sustainable marketing model
Foreigner requirements:
- CPF Statement with at least 3 months of contributions from your current employer
- Latest income tax assessment
You are eligible if you are a business owner who may or may not be part of the following:
- A sole proprietorship, or Limited Liability Partnership (LLP)
- A private limited company
- A corporation
Foreign nationals applying for the loan under this type of employment need to provide identification from their home country as well as their latest income tax assessment.
Other Documentations:
- Proof of Entrepass
- Bizfile document
- Director Details
- Other details if required
When will I receive my loan after application?
With the relevant documents, your application process may take just under 5 minutes.
You will receive your loan amount within 24 hours based on the day of application.
How long is the repayment period?
The repayment period ranges from 1 – 3 years, depending on your eligibility.