KST Credit offers aspiring entrepreneurs and veteran business owners viable corporate loan options to finance your business.

If you need cash to expand your company, purchase new equipment, tide through a rough business period by raising working capital to secure your company’s future – our business loan solutions give you the much needed capital to keep your business going.

Why borrow a Business Loan with KST Credit?

Approval within 24 hours

KST Credit provides corporate loan solutions to all business owners in Singapore.  Fast Approval, hassle-free.

Business-friendly Loan

Borrow up to 6X your monthly salary

Speak with our credit consultants to find out more.

Enjoy processing fee waiver*

Enjoy up to 100% fee waiver for a limited period, when you apply for a KST Credit business loan with us.


Required Documents:

  • ACRA Documents
  • Minimum 2 months of company bank statements
  • Corporate and income Tax assessment

Status: Singaporeans, Permanent Residents, and Foreigners

Age: 21 – 65

Employment Status: Full-time or Self-employed

Documents needed:

  • NRIC/FIN/Passport
  • Official company payslip – 3 Month minimum
  • Official CPF Statement containing a record of contribution – 3 months minimum
  • Latest Income Tax assessment record

Other benchmarks considered:

  • Employment stability
  • Fixed pay schedule
  • Job position and job description officially documented in an appointment letter

Status: Singaporeans, Permanent Residents, and Foreigners

Age: 21 – 65

Employment Status: Full-time or Self-employed

Minimum requirements:

  • Your current line of work should be a sales role, such as Business Development, Client Services or related
  • Agents involved in insurance and real estate are welcome to apply
  • You are part of a legitimate company
  • Your commission reflects the company’s sustainable marketing model

Foreigner requirements:

  • CPF Statement with at least 3 months of contributions from your current employer
  • Latest income tax assessment

You are eligible if you are a business owner who may or may not be part of the following:

  • A sole proprietorship, or Limited Liability Partnership (LLP)
  • A private limited company
  • A corporation

Foreign nationals applying for the loan under this type of employment need to provide identification from their home country as well as their latest income tax assessment.

Other Documentations:

  • Proof of Entrepass
  • Bizfile document
  • Director Details
  • Other details if required

KST Credit Pte Ltd reserves the right to request for other documentary materials and proofs of income on a case-by-case basis.

When will I receive my loan after application?

With the relevant documents, your application process may take just under 5 minutes.

You will receive your loan amount within 24 hours based on the day of application.


How long is the repayment period?

The repayment period ranges from 1 – 3 years, depending on your eligibility.