Our loan packages are catered to foreigners who are currently residing in Singapore.

Living and working in Singapore as an expatriate can be challenging, especially if you are renting your own apartment, renting a car for the long-term, or managing personal expenses and family finances as part of your relocation plan.

Why borrow a Foreigner Loan with KST Credit?

Fast & Easy Application

Borrow up to 4X your monthly Salary.

Speak to our friendly credit consultants regarding flexible or fixed repayment options!

Privacy Guaranteed

When you apply with us, you are on the right track to your personal goals.

Let your aspirations take flight when you borrow a loan with us today

No Exorbitant late fees

As a licensed Moneylender, our loan policies are aligned with the laws and regulations of and Ministry of Law.

Our business practices are based on ethics and customer satisfaction.


Status: Foreigner with a valid residential address in Singapore

Age: 21 – 65

Employment Status: Full-time or Self-employed

Documents needed:

  • FIN/Passport
  • Official company payslip – 1 Month minimum
  • Official CPF Statement containing a record of contribution – 3 months minimum
  • Latest Income Tax assessment record

Other benchmarks considered:

  • Employment stability
  • Fixed pay schedule
  • Job position and job description officially documented in an appointment letter

Status: Foreigner with a valid residential address in Singapore

Age: 21 – 65

Employment Status: Full-time or Self-employed

Minimum requirements:

  • Your current line of work should be a sales role, such as Business Development, Client Services or related
  • Agents involved in insurance and real estate are welcome to apply
  • You are part of a legitimate company
  • Your commission reflects the company’s sustainable marketing model

Foreigner requirements:

  • CPF Statement with at least 3 months of contributions from your current employer
  • Latest income tax assessment

You are eligible if you are a business owner who may or may not be part of the following:

  • A sole proprietorship, or Limited Liability Partnership (LLP)
  • A private limited company
  • A corporation

Foreign nationals applying for the loan under this type of employment need to provide identification from their home country as well as their latest income tax assessment.

Other Documentations:

  • Proof of Entrepass
  • Bizfile document
  • Director Details
  • Other details if required

KST Credit Pte Ltd reserves the right to request for other documentary materials and proofs of income on a case-by-case basis.

When will I receive my loan after application?

With the relevant documents, your application process may take just under 5 minutes.

You will receive your loan amount within 24 hours based on the day of application.


How long is the repayment period?

The repayment period is a maximum period of 6 months, depending on your eligibility.