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Business Loan

Business Loan


KST Credit offers aspiring entrepreneurs and veteran business owners viable corporate loan options to finance your business.


If you need cash to expand your company, purchase new equipment, tide through a rough business period by raising working capital to secure your company’s future – our business loan solutions give you the much needed capital to keep your business going.

Why borrow a Business Loan with KST Credit?

Approval within 24 hours

Banks put you through stringent financial background checks to get a loan approval.


At KST Credit, no trauma, no drama, and it’s hassle free!

Business-friendly Loan

Borrow up to 6X your monthly salary

Speak with our credit consultants to find out more.

Enjoy processing fee waiver*

Enjoy up to 100% fee waiver for a limited period, when you apply for a KST Credit business loan with us.


Required Documents:

  • ACRA Documents

  • Minimum 2 months of company bank statements

  • Corporate and income Tax assessment

For Fixed Salary Employees
For Fixed Salary Employees
For Commision-based Employees
For Commision-based Employees
For Self-Employed Individuals
For Self-Employed Individuals

You are eligible if you are a business owner who may or may not be part of the following:

  • A sole proprietorship, or Limited Liability Partnership (LLP)

  • A private limited company

  • A corporation

Foreign nationals applying for the loan under this type of employment need to provide identification from their home country as well as their latest income tax assessment.

Other Documentations:

  • Proof of Entrepass

  • Bizfile document

  • Director Details

  • Other details if required

Citizenship: Singaporean, Permanent Residents & Foreigners

Age: 21 – 65

Employment Status: Full-time or Self-employed

Minimum requirements:

  • Your current line of work should be a sales role, such as Business Development, Client Services or related

  • Agents involved in insurance and real estate are welcome to apply

  • You are part of a legitimate company

  • Your commission reflects the company’s sustainable marketing model

Foreigner requirements:

  • CPF Statement with at least 3 months of contributions from your current employer

  • Latest income tax assessment

Citizenship: Singaporean, Permanent Residents & Foreigners

Age: 21 – 65

Employment Status: Full-time or Self-employed

Documents needed:

  • NRIC/FIN/Passport

  • Official company payslip – 3 Month minimum

  • Official CPF Statement containing a record of contribution – 3 months minimum

  • Latest Income Tax assessment record

Other benchmarks considered:

  • Employment stability

  • Fixed pay schedule

  • Job position and job description officially documented in an appointment letter

KST Credit Pte Ltd reserves the right to request for other documentary materials and proofs of income on a case-by-case basis.

When will I receive my loan after application?

With the relevant documents, your application process may take just under 5 minutes.

You will receive your loan amount within 24 hours based on the day of application.

How long is the repayment period?

The repayment period ranges between 3 – 12 months, depending on your eligibility.

Apply Now
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