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Business Loan

Business Loan

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KST Credit offers aspiring entrepreneurs and veteran business owners viable corporate loan options to finance your business.

 

If you need cash to expand your company, purchase new equipment, tide through a rough business period by raising working capital to secure your company’s future – our business loan solutions give you the much needed capital to keep your business going.

Why borrow a Business Loan with KST Credit?

Approval within 24 hours

Banks put you through stringent financial background checks to get a loan approval.

 

At KST Credit, no trauma, no drama, and it’s hassle free!

Business-friendly Loan

Borrow up to 6X your monthly salary

Speak with our credit consultants to find out more.

Enjoy processing fee waiver*

Enjoy up to 100% fee waiver for a limited period, when you apply for a KST Credit business loan with us.

Eligibility

Required Documents:
 

  • ACRA Documents

  • Minimum 2 months of company bank statements

  • Corporate and income Tax assessment

For Fixed Salary Employees
For Fixed Salary Employees
For Commision-based Employees
For Commision-based Employees
For Self-Employed Individuals
For Self-Employed Individuals

You are eligible if you are a business owner who may or may not be part of the following:
 

  • A sole proprietorship, or Limited Liability Partnership (LLP)

  • A private limited company

  • A corporation
     

Foreign nationals applying for the loan under this type of employment need to provide identification from their home country as well as their latest income tax assessment.

Other Documentations:

  • Proof of Entrepass

  • Bizfile document

  • Director Details

  • Other details if required

Citizenship: Singaporean, Permanent Residents & Foreigners

Age: 21 – 65

Employment Status: Full-time or Self-employed
 

Minimum requirements:

  • Your current line of work should be a sales role, such as Business Development, Client Services or related

  • Agents involved in insurance and real estate are welcome to apply

  • You are part of a legitimate company

  • Your commission reflects the company’s sustainable marketing model
     

Foreigner requirements:

  • CPF Statement with at least 3 months of contributions from your current employer

  • Latest income tax assessment

Citizenship: Singaporean, Permanent Residents & Foreigners

Age: 21 – 65

Employment Status: Full-time or Self-employed


Documents needed:

  • NRIC/FIN/Passport

  • Official company payslip – 3 Month minimum

  • Official CPF Statement containing a record of contribution – 3 months minimum

  • Latest Income Tax assessment record


Other benchmarks considered:

  • Employment stability

  • Fixed pay schedule

  • Job position and job description officially documented in an appointment letter

Disclaimer
KST Credit Pte Ltd reserves the right to request for other documentary materials and proofs of income on a case-by-case basis.

When will I receive my loan after application?

With the relevant documents, your application process may take just under 5 minutes.

You will receive your loan amount within 24 hours based on the day of application.

How long is the repayment period?

The repayment period ranges between 3 – 12 months, depending on your eligibility.

Apply Now
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