shutterstock_136985036.jpeg

Debt Consolidation Loan

Debt Consolidation Loan

shutterstock_2134049657.jpg

Consolidate your multiple loan repayments, and unsecured loans across all licensed moneylenders into one fixed monthly payment with KST Credit.

 

Now you can easily manage your finances!

Why borrow a Debt Consolidation Loan with KST Credit?

Easy Repayment

Longer Tenure Period

Refinance all your loans into one consolidated payment.

By applying for a debt consolidation loan, you can repay your loans over a longer period.

Lower Interest Rates

Apply for a debt consolidation loan with KST Credit and stand to enjoy lower interest rates for your loan repayments.

Eligibility

For Fixed Salary Employees
For Fixed Salary Employees
For Commision-based Employees
For Commision-based Employees
For Self-Employed Individuals
For Self-Employed Individuals

Citizenship: Singaporean, Permanent Residents & Foreigners

Age: 21 & Above

Employment Status: Full-time or Self-employed


Documents needed:

  • NRIC/FIN/Passport

  • Official company payslip – 3 Month minimum

  • Official CPF Statement containing a record of contribution – 3 months minimum

  • Latest Income Tax assessment record


Other benchmarks considered:

  • Employment stability

  • Fixed pay schedule

  • Job position and job description officially documented in an appointment letter

You are eligible if you are a business owner who may or may not be part of the following:
 

  • A sole proprietorship, or Limited Liability Partnership (LLP)

  • A private limited company

  • A corporation
     

Foreign nationals applying for the loan under this type of employment need to provide identification from their home country as well as their latest income tax assessment.

Other Documentations:
 

  • Bizfile document

  • Director Details

  • Other details if required

Citizenship: Singaporean, Permanent Residents & Foreigners

Age: 21 & Above

Employment Status: Full-time or Self-employed
 

Minimum requirements:

  • Your current line of work should be a sales role, such as Business Development, Client Services or related

  • Agents involved in insurance and real estate are welcome to apply

  • You are part of a legitimate company

  • Your commission reflects the company’s sustainable marketing model
     

Foreigner requirements:

  • CPF Statement with at least 3 months of contributions from your current employer

  • Latest income tax assessment

Disclaimer
KST Credit Pte Ltd reserves the right to request for other documentary materials and proofs of income on a case-by-case basis.

When will I receive my loan after application?

With the relevant documents, your application process may take just under 5 minutes.

You will receive your loan amount within 24 hours based on the day of application.

How long is the repayment period?

The repayment period ranges between 3 – 12 months, depending on your eligibility.

Apply Now
Contact Us